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Wills & estate planning

If you are buying a home or developing your buy to let portfolio, here are important reasons why you need a will and lasting powers of attorney.

Without a will

Without a lasting power of attorney

Get in touch for more information

Or complete a quick form here to receive a FREE personalised review report*.

*Investa Finance has partnered with Honey Pro, an estate planning platform maintained and provided by Honey Legal for the purposes of personal estate planning.

Honey Legal accepts introductions from Investa Finance in relation to limited legal estate planning products. Honey Legal will be responsible for all advice provided in relation to the estate planning products offered on Honey Pro. Find more information on Honey Legal by watching the video here and by navigating to the About Us page of the site.

*Investa Finance has partnered with Honey Pro, an estate planning platform maintained and provided by Honey Legal for the purposes of personal estate planning.

Credit Checks

Check your credit report

Credit reports are vital if you are thinking about taking out a mortgage, remortgaging, moving home, or becoming a landlord with a buy to let mortgage.

Before making you an offer, lenders want to know that you are a ‘safe bet’. Banks and lenders will use a credit report to help them decide whether or not to lend you money based on the information it contains about both your current and historic financial situation.

It will look to get data on your previous debts, how reliant you are on credit, how good you are at paying back debt and how much credit you are currently using.

Check your credit score with Checkmyfile…

What is a credit report?

Put simply, your credit report is a compilation of data regarding your previous debts, how reliant you are on credit, how good you are at paying back debt, and how much credit you are currently using.

It is far better for your mortgage broker to know upfront your credit rating as it can filter the options for you, particularly if you are struggling with bad credit.

Why you should regularly check your credit report?

Your credit history will affect your mortgage interest rate and your deal will be affected by how responsibly you’ve borrowed in the past. This is particularly important if you do not meet the criteria for special introductory rates or other attractive mortgage deals.

If you’re thinking of applying for a mortgage to buy or remortgage a property, regularly checking your credit report will highlight what you need to improve to increase your chances of being approved by a lender.

Let's talk

The world of finance can be complex. At Investa Finance we are here to help. We can advise on the best options for your specific circumstances and goals, so you can take your business to the next level. Just get in touch to discuss how we can help.